VA Loans Can Help Veterans Achieve Their Dream of Homeownership

For over 78 years, Veterans Affairs (VA) home loans have provided millions of veterans with the opportunity to purchase homes of their own. If you or a loved one have served, it’s important to understand this program and its benefits.Here are some things you should know about VA loans before you sta
Read MoreWhat’s Ahead for Mortgage Rates and Home Prices?

Now that the end of 2022 is within sight, you may be wondering what’s going to happen in the housing market next year and what that may mean if you’re thinking about buying a home. Here’s a look at the latest expert insights on both mortgage rates and home prices so you can make your best move possi
Read MoreThe Majority of Americans Still View Homeownership as the American Dream

Buying a home is a powerful decision, and it remains a key part of the American Dream. In fact, the 2022 Consumer Insights Report from Mynd found the majority of people polled still view homeownership as a key life achievement. Let’s explore just a few of the reasons why so many Americans continue t
Read MoreKey Factors Affecting Home Affordability Today

Every time there’s a news segment about the housing market, we hear about the affordability challenges buyers are facing today. Those headlines are focused on how much mortgage rates have climbed this year. And while it’s true rates have risen dramatically, it’s important to remember they aren’t the
Read MoreHomeownership Wins Over Time [INFOGRAPHIC]
![Homeownership Wins Over Time [INFOGRAPHIC],KCM Crew](https://img.chime.me/image/fs/chimeblog/20221105/16/w600_original_7659b4d9-8bbe-4889-9d23-872c516a13bf-png.webp)
Some HighlightsIf you’re questioning whether or not to buy a home this year due to today’s cooling market, consider the long-term financial benefits of homeownership.As a homeowner, equity increases your wealth. On average, nationwide, home prices appreciated by 290.2% since 1991.Homeownership wins
Read MoreDo You Believe Homeownership Is Out of Reach? Maybe It Doesn’t Have To Be.

It turns out, millennials aren’t the renter generation after all. The 2022 Consumer Insights Report from Mynd says there’s a portion of millennial and Gen Z buyers who are pursuing homeownership as a way to build their wealth, but it may not be exactly the way previous generations have done it. The
Read MoreSell Your House Before the Holidays

As you look ahead to the winter season, you’re likely making plans and thinking about what you want to achieve before the year ends. One of those key decision points could be whether or not you want to move this year. If the location or size of your current home no longer meets your needs, finding a
Read More3 Trends That Are Good News for Today’s Homebuyers

While higher mortgage rates are creating affordability challenges for homebuyers this year, there is some good news for those people still looking to buy a home.As the market has cooled this year, some of the intensity buyers faced during the peak frenzy of the pandemic has cooled too. Here are just
Read MoreTaking the Fear out of Saving for a Home

If you’re planning to buy a home, knowing what to budget for and how to save may sound scary at first. But it doesn’t have to be. One way to take the fear out of budgeting is understanding some of the costs you might encounter. And to do that, turn to trusted real estate professionals. They can hel
Read MoreApplying for a Mortgage Doesn’t Have To Be Scary [INFOGRAPHIC]
![Applying for a Mortgage Doesn’t Have To Be Scary [INFOGRAPHIC],KCM Crew](https://img.chime.me/image/fs/chimeblog/20221029/16/w600_original_01aea2d5-f3bc-4705-972f-8ef83493f07a-png.webp)
Some HighlightsEven with higher mortgage rates, the mortgage process doesn’t need to be something you fear. Here are some steps to help as you set out to buy a home.Know your credit score and work to build strong credit. When you’re ready, lean on the pros and connect with a lender so you can get pr
Read MoreMillennials Are Still a Driving Force of Today’s Buyer Demand

If you’re thinking about selling your house but wondering if buyers are still out there, know that there are still people who are searching for a home to buy today. And your house may be exactly what they’re looking for.While the millennial generation has been dubbed the renter generation, that name
Read More3 Graphs Showing Why Today’s Housing Market Isn’t Like 2008

With all the headlines and talk in the media about the shift in the housing market, you might be thinking this is a housing bubble. It’s only natural for those thoughts to creep in that make you think it could be a repeat of what took place in 2008. But the good news is, there’s concrete data to sho
Read MoreWhat Happens to Housing when There’s a Recession?

Since the 2008 housing bubble burst, the word recession strikes a stronger emotional chord than it ever did before. And while there’s some debate around whether we’re officially in a recession right now, the good news is experts say a recession today would likely be mild and the economy would reboun
Read MorePre-Approval Is a Critical First Step on Your Homebuying Journey

If you’re planning to buy a home this year, one of the first steps on your journey is getting pre-approved. Especially in today’s market when mortgage rates are higher than they were just a few months ago, getting a mortgage pre-approval can be a game changer. Here’s why.What Is Pre-Approval?To bett
Read More3 Questions You May Be Asking About Selling Your House Today [INFOGRAPHIC]
![3 Questions You May Be Asking About Selling Your House Today [INFOGRAPHIC],KCM Crew](https://img.chime.me/image/fs/chimeblog/20221022/16/w600_original_18160ed8-2fbc-42ce-b94a-39da1b4a045c-png.webp)
Some HighlightsIf you’re planning to sell your house this year, you likely have questions about what the shift in the housing market means for your home sale.You might be wondering: Should I wait to sell? Are buyers still out there? And can I afford to buy my next home?Let’s connect so you can get a
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As the housing market cools in response to the dramatic rise in mortgage rates, home price appreciation is cooling as well. And if you’re following along with headlines in the media, you’re probably seeing a wide range of opinions calling for everything from falling home prices to ongoing appreciati
Read More Should You Still Buy a Home with the Latest News About Inflation?

While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still high, remaining around 8%. This news impacted the stock market and added fuel to the fire for conversations about a recession.You’re likely feeling the impact in your day-to-day life
Read MoreThe Latest on Supply and Demand in Housing

Over the past two years, the substantial imbalance of low housing supply and high buyer demand pushed home sales and buyer competition to new heights. But this year, things are shifting as supply and demand reach an inflection point.The graph below helps tell the story of just how different things a
Read MoreThe Emotional and Non-financial Benefits of Homeownership

With higher mortgage rates, you might be wondering if now’s the best time to buy a home. While the financial aspects are important to consider, there are also powerful non-financial reasons it may make sense to make a move. Here are just a few of the benefits that come with homeownership.Homeowners
Read MoreTips For First-Time Homebuyers [INFOGRAPHIC]
![Tips For First-Time Homebuyers [INFOGRAPHIC],KCM Crew](https://img.chime.me/image/fs/chimeblog/20221015/16/w600_original_df35c3ac-6c7a-41ca-9029-04f9f38c275f-png.webp)
Some HighlightsIf you’re trying to buy your first home in today’s housing market, you’ll want to know what you can do as mortgage rates rise and inventory stays low overall.Connect with a lender to get pre-approved, prioritize your wish list, consider condos, and expand your search radius.Your first
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